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Private Vehicle Insurance

At SAFL, we understand your car is your reason for joy, happiness and immense pride. Hence we bring to you a comprehensive car insurance policy that not just covers the third party liability but also any loss or damage to your vehicle. A good car insurance policy makes sure your vehicle stays safe and secure against any unfortunate event and your expenses are completely covered in the wake of any such incidents.



  • 24/7 help & assistance in case of an accident or a sudden breakdown
  • Easy, smooth & hassle free claim settlement process
  • A wide network of cashless garages for easy claims
  • Instant policy buying & renewals


  • Third Party Liability
  • Loss or damage to the vehicle
  • Manmade Calamities
  • Natural Calamities


No Claim Bonus: If you do not have a claim during the policy period, a No Claim Bonus (NCB) is offered on renewals. (valid only when policy is renewed within 90 days of your previous policy's expiry date)

Voluntary Excess discount: A further discount on the premium is available if you opt for a Voluntary Excess in addition to the Compulsory Excess. (All Policies carry Compulsory Excess amount which is deducted from the claim amount payable)


Please note while every effort is made to give you the best possible services, any loss/damage to the vehicle and/or its accessories will be not be covered if caused by the following:

  • Normal wear, tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Mechanical / electrical breakdown
  • Vehicle being used otherwise than in accordance with limitations as to use
  • Damage to / by a person driving the vehicle without a valid license
  • Damage to / by a person driving the vehicle under the influence of drugs or liquor
  • Loss / damage due to war, mutiny or nuclear risk
  • Use of Motor vehicle in violation of Limitation As To Use clause mentioned in the Policy